It's an election Year!

  • Posted On: 16 February 2024
During the course of 2024, there are a total of 64 elections across the globe, with the majority of the human race lining up to vote, one way or another. Some are seen as key, some are perhaps peripheral, but all of us will be affected by the decisions we make. It's already started, with Taiwan being one of the more significant ones. Our politicians are all busy telling us how good they are, and what they will do to benefit each and eveyone of us. Here's the thing, they can't....

Crisis? What Crisis?

  • Posted On: 14 December 2023
As the year draws to a close, its traditional to review the year that’s just been and look forward to the next. Why break with tradition? Back in 2022 we said that it looked like things were going to get rough. It’s taken a while, through wars, supply chain issues, supply chain inflation, recruitment problems and so on, but we’re definitely there. UK insolvencies have increased, and we’re nearly back to the bad old days of the credit crunch in terms of the...

The Rise of the Machines

  • Posted On: 12 June 2023
Artificial Intelligence (AI) has been very much in the news lately, with views from that akin to Dad’s Army’s Private Fraser (`we’re all doomed’) to how beneficial it will be to mankind, with increased leisure time and improved health for all. It reminds me of an essay written in the 1930’s by John Maynard Keynes saying that in the developed world the grandchildren of that generation – my kids as it happens – should enjoy a 15 hour working week,...

Market Update

  • Posted On: 14 March 2023
As winter now slowly draws to a close, and we start to enjoy getting up in daylight,  it’s time agin to look at the the changes in the trade credit insurance market over recent months. I'll start close to home. In our business we have welcomed 2 new starters – Carol Au Young and Chelcee Witkowski, and by the end of April we hope to have 2 more. This reflects our continued investment in the business, to support our clients through what looks likely to be a difficult...

Review of the Year - 2022 and 2023

  • Posted On: 19 December 2022
Forecasts are difficult. Not just the general ones but those for the UK or the global economy, and from the narrow view of those in the credit insurance industry, it is this that counts, because it’s the economy that drives company failure. So, for a review of the year this is what this newsletter focuses on – the economy and business failure. Depressing enough, even though it largely ignores the immense human suffering around the world. In January of this year, I said that...


«February 2024»